The Payday Bunch - Unsecured Personal Loans

Unsecured Personal Loans - Making Friends

Marsha Marsha Marsha!

Jan Payday had had enough. For years she lived in the shadow of her older, beautiful, popular sister Marsha, and eventually Jan just had enough. ENOUGH! She asked wee little Cindy what she should do, and Cindy just told Jan to be herself - some advice that was! Then Jan asked the mischievous Peter, and he told Jan to take out a bunch of unsecured personal loans and share the money with all her classmates. Of course! Everyone loves money! And with fast personal loansshe could have the money by tomorrow morning. Instant popularity!

Jan gets started on getting unsecured personal loans

Jan ran to the computer the next day at lunch and applied for an unsecured personal loan - denied! It turns out you need:

A steady job for at least 3 months
A minimum take home pay of $1200
and dIrect deposit on your checking or savings account just to qualify for cheap personal loans!

She'd been employed at the ice cream stand for two months, three weeks, and six days - so tomorrow she could qualify. And her paychecks were deposited by direct deposit - but $1200 a month? Selling ice cream? Time to put the pedal to the metal!

Fort he next six weeks Jan worked ten hour days - three before school, seven afterwards - so determined she was to make the necessary amount and qualify for unsecured personal loans. She needed friends! Cool friends! And according to Peter unsecured personal loans were the only way to get them!

The day finally arrives

Finally. After six weeks of back breaking, tiresome, minimum wage work, Jan applied for enough unsecured personal loans to give $100 a piece to the five most popular girls in her grade - and they all laughed at her in turn. Thanks for the money...what was your name again? Oh, what a miserable day to be Jan Payday! For all the money she spent trying to qualify for unsecured personal loans she could have saved her money and simply given it to the girls out of pocket. What was she thinking?

She asked Marsha - perfectly pretty Marsha:

Obviously you weren't thinking very clearly Jan! Otherwise you would have known that cool kids don't like personal loans - they like making their own money! Saving is cool, not rash financial judgments.

Oh Jan, will you ever be happy with who you are?